Single Mother Grants

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Federal Housing Grants – What Type of Grant Fits You?

Did you know that it is possible to get free government money in the form of federal housing grants? It is not often in life that our government gives rather than takes. Of course for you to be eligible you must meet certain criteria. If you want to learn more about such schemes then keep on reading.

If you are a low income family then you can take assistance in buying a home through what is known as urban development grants. To be able to qualify you must first of all be making enough money to keep up with the proposed mortgage payments on time. Also you would require a positive credit score and have steady employment. The house you are considering must also fit certain criteria such as being priced at a level under the value cap and be located in an urban area.

Another option is rural development grants. These help people who are on a low income find a home in a rural location. Again the property would need to match the basic valuation requirements stipulated by the government. As with the urban development grants, your credit score needs to be acceptable and your salary has to be sufficient to cover all the costs of the mortgage that you are planning to take out.

There are other schemes available that can also provide you with free money to help with housing. Today as many of us lost our homes to foreclosure during the recession, the government wants to help stimulate the real estate market as it suits neither them nor the economy if people are left homeless or burdened by heavy rental costs.

Federal loans and grants are an excellent way to reduce your overall living expenses. It pays to do as much research as possible to ensure that the program you sign up for suits your future circumstances and not just the present day situation.

It’s actually easier that you think, finding out if you are eligible for any of the federal housing grants. Don’t wait, take action today – it’s free to find out if you are eligible or not so you have nothing to lose but a lot to gain.

Take the first step today by filling out this simple free form: federal housing grants.

If you are looking for more information on how to find free government money then you should visit FindFreeGovernmentMoney.com.

About the author: I’m an entrepreneur at heart and for the last 15 years I’ve taken been involved on more start-ups than I care to remember. It’s always an adventure and the fun and excitement involved is what I live for.

Source: http://www.articlesbase.com/real-estate-articles/federal-housing-grants-what-type-of-grant-fits-you-2746128.html


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Us Grant Money

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United States of America Federal Gov. Grants

Nowadays, citizens are finding them selves wanting extra income for one reason or another. Some for the simple lack of employment, cash for school, starting a small business, opening a non profit organization or simply attempting to fix the roof over there heads. Luckily among the advantages of U . s . citizenship is having the ability to apply for Us grant money assistance.

These funds are available and are given for various reasons to people who qualify. Meeting the qualifications to the letter is the key to receiving the money. Those that are denied most likely didn’t do any investigation, did not ask for trained help or they merely failed to fill out the paper work correctly.

Fortunately, there are various grant writing services out there that can help improve your chances in getting approved for the free cash! All you are required to do is start to look for the knowledge and you will be on your way to finding all you’ll need know. Keep in mind government agencies aren’t the only supply of grant monies. You will find public and privet corporations that provide grants to individuals as well. Be sure to search for those too.

If you do not feel secure trying to get a grant by yourself, employ someone to perform it for you. Expert grant writers will in some cases only charge a tiny one time charge and guarantee to revise and resubmit your grant application until it will be approved. This will take some of the pressure off and provide you with the luxury to focus on other business.
Thanks to the internet, access to enormous amounts of information on USA government grants is easy to find. In case you are a self doer then I would suggest researching some grant writing software. The prices for this type of information is vary low. The software will offer you step by step instruction from the application procedure to the easiest way for you to get an approval of funds.

If you’re denied, don’t despair. You will be permitted to reapply over and over if need be. Correct your mistakes and try again. The most important effort you can make in applying for a grant is to keep trying, giving up means NO MONEY.

Your personality should stand out. Attempt to be as personable as possible with your application. This task of grant writing, applying and getting approved just isn’t all cut and dry. There are real people looking at your request, they will almost certainly see your application like all of the others. Still if your personal reasons for grant approval stand out, you’ll have a better chance at getting that big check. So be honest sincere and to the point. It’s one thing to have a great story and another to shovel a load of bull. I’m a sales man of eight years experience. The largest tickets I’ve ever sold where made with a solid truthful and sincere story. The buyers did not only thank me. Several of them became my friends.

When you are approved depending on the type of grant you received will determine if you are able to reapply for the next year or term of availability. I worked for a non profit performing arts organization that received a $2500.00 cash grant year after year. We utilize it for equipment purchases, maintenance and materials. If I remember accurately, we had to clarify in our grant proposal just how much we needed, why we wanted it and the time frame we planed to utilize it in. It is vary important that you are specific with your plans for the cash you need. The very last thing any organization, government, privet or public will want to do is give cash out to those who will squander it.

The perfect time to start is NOW! Should you wait you’ll miss it. Once you get the hang of this you will know which grants you qualify for and the one you don’t. Apply for as many as you can and repeat it. Your odds for approval increase the you submit so keep at it.

About the author: If you need to learn more on how to get a US federal government grant, be at liberty to look over a number of the resources listed here at

http://www.squidoo.com/US-Federal-Government-Grants.

The earlier you begin the faster you will get your money. Good luck!

Source: http://www.articlesbase.com/investing-articles/united-states-of-america-federal-gov-grants-2859311.html


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Proposal Templates

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Evaluate A Business Proposal

There are several tips and tricks to assess a business proposal. It contains an offer of products and services to the customers in an organization. As a customer there are several factors to consider while evaluating an offer letter.

A businessperson should keep in mind some factors or points while selecting a firm for establishing and promoting a business relationship. In an offer letter, you should keep the legal factor of the corporation in your mind. In other words, the company should be authentic, reliable and credible. A person should check the legal authentication of a corporation. It signals you to depend on the corporation while dealing with or purchasing its products. A person should also verify the legal authentication on the Internet or through any other source. You should thoroughly go through the Executive Summary of the proposal. This Executive Summary enables you to have complete and comprehensive picture of the organization. Do not go for those proposals that boast about their products or organization profile. One should locate the facts or factual information about the profile of the firm as well as the products or services of the organization. This gives you a clear idea of what are the values, philosophy and nature of a corporation. In other words, a person should rely on the content that provides facts to support the statements. Such kind of content leads to the authenticity and credibility to the organization as well as its products and services. A good business proposal should also give reliable examples or references of the past projects or assignments of the firm. This gives you an idea of the working process as well as the productivity of the firm. It can also have a separate section of prestigious assignments obtained. An offer letter can also include a list of honors, awards and accolades. This throws light on the progress and development made by a firm. As a businessperson one should also consider the presentation style of the document. This elucidates on the professionalism of the company. A good offer letter incorporates all those points that highlight your problems and requirements and help solving them.

About the Author:
Lara Hopkins is a business analyst as well as web content writer who has more than 7 years experience in content writing. In this article she discusses how to make bid winning business proposals. For more information about proposal software, business proposals, proposal template please visit http://www.proposalsmartz.com.

Source: http://www.articlesnatch.com/Article/Evaluate-A-Business-Proposal/1003791


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Film Grants

Grant Park Film Festival Sign | Flickr - Photo Sharing!

Creating A Drum

Drums are one of the world’s oldest known and simplest instruments. Unlike most other instruments, they can be created using regular items and there sound can be recreated using many different kinds of items. The traditional drum form is a “membrane” stretch over a hollow shell. This membrane can be made of many different kinds of materials but were originally made from animal skin.

The animal skin is typically wet when it is first stretched over the drum. The skin is easier to work with when it has been wet and becomes increasingly difficult to handle and manipulate as it dries. The wetness of the skin is particularly important as this will allow the skin to be stretched, thus creating the tension necessary to create resonance in the drum. It is also important that the work area is very clean when the skin is dry so that dirt and debris do not get caught up in the skin and damage it. The skin that goes on the drumhead is traditionally soaked and stretched twice. The first stretch is employed in order to shape the skin to the head of the dream while the second stretch serves to make the skin taut enough to create an effective musical instrument.

Drum skins can be purchased from a variety of different locations. One website, http://www.soundsofclay.com has drum heads available in a variety of different patterns and styles. These drum heads are made from goat skins and some deer skins. They are also offered with or without hair and in patterns such as tie-dye and fluorescent tie-dye.

Still other sites, such as http://www.janm.org offer long descriptions and detailed instructions on how to make a Taiko Drum. Taiko means “drum” in Japanese and are drums used traditionally in Japanese classical and musical traditions. The drums are large and beautiful and resemble large barrels.

Typically, drums that are played with sticks use thicker skins while drums played with the hand use thinner skins. The animals skins used for making drum heads are almost always rawhide, which is exceptionally strong and flexible and has the added bonus of stretching when wet and tightening when dry. Most commonly the drum head is made out of goat or cow. Skins used for drums cannot be flawed and can be checked for flaws by holding them up to the light. To find out further information on drums, log on to the Internet.

About the author: Taisha Grant writes about Musical Coupons,Music123 coupon codes and Guitar Traders coupon

Source: http://www.isnare.com/?aid=103059&ca=Entertainment


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Grant Writing Courses

professional practice the curatorial assignment mcad edu this course ...

Staples of Writing an Effective Grant Proposal

Grant money is available for the people who need it, but who will know that you need it without a well written request?

For anyone who has ever tried acquiring federal or private g rant money, the process can be completely overwhelming. Once you weed through all of the government agencies, and public and private foundations, there are the very specific guidelines and requirements for qualification that you have to fit into before you can obtain any funding.

Then there’s the application process. You actually have to write a grant proposal? This is like the essay question that’s worth have of your grade. Take a deep breath! You don’t have to do this alone.

There are companies like USA Grant Team who specialize in organizing all of the different types of grants and, taking your specific situation, like the money cupid and matching you with any and all of the grants that you may qualify for, but then, it gets even better. They will assist you through the application process and pitch your proposal in the most effective way possible.

There are several elements that need to be effectively covered and if you’re not prepared for that, it just might cost you thousand of dollars!

A grant proposal should contain six essential elements:

a Opening Statements
a Explanation of Necessity

a Description

a Budget:

a Affiliate Information:

a Summary

The Opening Statement is brief apitcha encompassing the who, what, why and how. This should be a short synopsis of what your organization does, who the people are behind the operation, your mission statement, and your plans of implementing your specific purpose. You want to capture your audience’s attention with this opening statement, but it should be concise and lack verbosity.

In your Explanation of Necessity, you can go into a slightly more detail about the project, describing what importance it has and who benefits from it. A background of the endeavor may be helpful here, being careful to not be too extensive, while still highlighting the most significant details.

The Description section of your proposal is the place for details. A portrayal of the project and clarification of procedures to implementation is appropriate here to effectively convince any grantors reviewing your application of its necessity. Here you want a very intricately considered plan to explain your objectives and execution.

A carefully designed Budget will indicate that all money is effectively and efficiently spent with the most economical tactic. This is the defining factor in a lot of cases where so many righteous causes so desperately need the money. With numerous deserving applicants, only one will get the grant so of course the donors want to know that all funds will be wisely spent to accomplish the most advantage possible.

The next section, the Affiliate Information, is a depiction of the organization, management and the experience of the team. This is where the key members are highlighted and their successes and skills can be exhibited for the enhancement of project. What will each member bring to the mission and how will the team compliment each other and the project.

The Summary is just that. A laconic review of the who, what, why, and how that has already been described throughout the proposal. Touching briefly on each key point of the Opening Statement, Explanation of Necessity, Description, Budget, and Affiliate Information will encompass the heart and soul of your entire proposal.

This may seem like a lot, in fact it is quite fastidious, however, professional grant writers have expertise in satisfying these rigorous requirements with articulate verbiage.

If you think obtaining grant money is impossible, talk with a professional consultant. All the research has been done, and grant writers are providing an invaluable service to American citizens.

About the author: USA Grant Team offers unique professional grant writing services and research to 501(c)(3) non profit agencies, small business, woman, minority and public entities throughout the world.

Source: http://www.articlesbase.com/small-business-articles/staples-of-writing-an-effective-grant-proposal-527934.html


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Grants Empire

Historian Anticipated Rift Between African-Americans And Hispanic Immigrants

I almost shivered as I read an article entitled “The Hispanic Factor.” Its purpose was to “look at the possibility of African-Americans and Hispanic Americans forming a political bloc as a means of combatting white America’s racism.” It was written in 1993 and published in 1995 as part of a book entitled Not To Be. The author, Mba Mbulu, had anticipated at least 15 years in advance that a rift would emerge between African-Americans and Hispanics, but he was not blaming either group.

I have not read many of Mr. Mbulu’s works, but it is clear that the race question is a major factor in much that he writes. I can understand why some people, particularly those in positions of affluence and prosperity, might accuse him of seeing race in every thing. But this prophetic article about African-Americans and Hispanics does not seem like the writing of an individual who can’t get beyond his Black roots. This appears to me to be an objective assessment of a well thought out policy. Listen to this quote:

“Why were Hispanics selected to fulfill America’s cheap labor needs? Why not Asians, or Arabs, or Pacific Islanders? Why not other whites, from western or eastern Europe? Why Hispanics? Simply because Hispanics are more like African-Americans than any of the other mentioned peoples. But alike how? Shouldn’t similarities increase the possibilities of African-Americans and Hispanics uniting against white American discrimination and domination? If those were the type similarities whites had observed, white businessmen and politicians definitely would not have recruited Hispanics and placed them right in the midst of African-Americans. The similarities that appealed to white leaders were the type that suggest that Hispanic immigrants would fail to be politically astute to the point where they could become a threat to the white American way-of-life. America’s white leadership concluded that Hispanics, like African-Americans, would not develop a sophisticated enough degree of political maturity to orchestrate an independent political platform or unite with their ‘natural’ allies and force the changes that they feel are necessary. If their assessment is correct, then African-Americans and Hispanics in the United States will not form a viable political bloc. They will, instead, grow continually more hostile toward each other and possibly render each other politically ineffective.”

Since the year 2000, the reports of violence between Hispanics and African-Americans have been on a steady upsurge. Gang activity that targets one or the other group has turned deadly, and those who are less likely to resort to physical violence are using words that indicate an infectious level of hostility. Granted, these segments of each group are the least likely to be politically sophisticated, but that is exactly the point Mr. Mbulu made. White America’s status quo allowed Hispanic immigrants into the country knowing that they could only afford to live where the deprived masses of African-Americans live, could only compete for the jobs the masses of African-Americans traditionally worked, and could not speak the language African-Americans speak. One would think that the leaders of this country had to know what the results of this combination of ignorance, poverty deprivation and inability to communicate would be.

Even worse, those Hispanics and African-Americans who are politically astute, those who can control their gut impulses- don’t have enough influence with status quo representatives and authority figures to slow this self destructive monster down. However, white America’s political and business leadership can slow that monster down.

But white America’s political and business leadership will not put a stop to the violence because color on color discord and antipathy makes it easier for them to maintain control of the country. It seems, like Mba Mbulu suggests, that they planned it this way and are playing African-Americans and Hispanics like a piano. And, like a piano, like politically immature people, African-Americans and Hispanics are producing the senseless tune white power America wants them to produce.

About the author: Genevieve Grant has taught alternative education courses and has more than 20 years experience as an Alternative Education Specialist. She can be reached at ggrant@asetgls.com Not To Bewww.asetbooks.com

Source: http://www.isnare.com/?aid=223601&ca=Politics


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Writing A Grant Proposal

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Writing Government Grant Proposals

A federal grant is a financial award from a federal agency. Authorized by the law of the United States, the recipient of a government grant is required to carry out a public purpose of support. A federal grant may not serve the purpose of a personal loan or individual federal assistance. There are 26 federal agencies that offer grant programs.

Usually, the grant awards do not need to be repaid. Every government agency has unique goals and aims, and money is awarded when the agency feels a particular activity will benefit their purpose. The Catalog of Federal Domestic Assistance (CFDA), Request for Initial Proposals (RFIP), and Request for Applications (RFA) contain valuable information to support individuals and organizations in creating their grant proposals. For example, for some projects to be eligible for federal funding, the proposal of the organization may need to change to meet the criteria of the particular grant program.

In order to request a government grant, a well-written grant proposal must be submitted. When writing the proposal, think in terms of the big picture. It’s important to know how your proposed project will positively impact the aims of the particular government agency. Target the funding that has an interest in the aims of your organization.
An effective grant proposal will include a mission statement, information about the organization, a statement of need or presentations of the problem, the program plan, goals and objectives, budget information, and letters of collaboration. Be sure to outline the project at the beginning of the proposal. Use a cover letter to briefly explain the key points and objectives of the project. This is the opportunity to make a first impression, and should be prepared with the goals of the agency in mind.

Information about the organization can help the government agency to understand how its goals align with the goals of the proposed project. This section should include information about the organization’s past, present, and projected plans. This section presents an opportunity to build credibility for the organization. Answering the questions, who, what, when, why, and how much are especially important here. A biography of board members, organizational goals and mission statement, and convincing success stories can be included in this section.

The problem statement is one of the most important elements of a proposal, and it should essentially create a sense of urgency in the reviewers to want to support your proposed resolution. The proposed solution should be explained on its own, separately from the problem statement.

The proposal should include very specific information about the projected budget. Although the budget is an estimate, the total amount requested cannot exceed the total amount for the grant. Some funding sources will allow some freedom in how the money is spent, while others will want to know where every penny is going.

The key thing to remember when writing a grant proposal is that the document is a formal sales pitch for support from an agency. Keep in mind the goals of the agency and be sure to show how they align the goals of the proposed project. Be clear, concise, and specific. Believe that your organization deserves the money. Illustrate the health and stability of the organization, and convince the proposal reviewers that you will spend their money wisely.

About the author: Learn fundamentals of government grant proposal writing with expert knowledge of communication principles.

Source: http://www.articlesbase.com/loans-articles/writing-government-grant-proposals-771988.html


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Education Government Grants

renovation 3 7 june 2007 thanks to a florida government grant and ...

Government Grants Can Bring Hope to the Classroom

Free Government Money Can Bring Hope to the Classroom

Grants Can Provide Hope into the Classroom

Teachers can apply to get free government money that cover educational funding. Being an educator or teache r is considered a prestigious accomplishment. Often times, teachers are highly valued for their hard work and dedication toward pupils. One of the biggest difficulties teachers face is not having enough money for classroom resources and materials. Too many school districts can’t provide educators with a reasonable budget. And so, many teachers have dipped into their own pockets in order to give students the supplies they need for projects and educational resources. How can grants help to improve the education of our children?

Within the past decade, there has been a good deal of debate concerning the status of schools in Americal. In fact, Presidnet George Bush and local government officials have made a combined attempt to better Schools in the United States. On behaf of the 2001 No Child Left Behind Act, several government grant programs were established. Those government grants were made available to teachers so they can improve instruction within the classroom. Additionally, teachers are encouraged to put in applications for grants to help pay for one on one tutoring and summer programs.
Educators shouldn’t feel like they are required to reach into their own pocket books for field trips, projects, or materials. Alternatively, they should utilize grants for classroom resources. Teachers can apply for grants to help them with implementing projects, taking field trips, and buying materials. Remember, the proposal needs to meet with the state curriculum benchmarks and standards to be used within their classrooms.

When filling out applications for government grant programs to help with the purposes of education, it is very important to do enough research about the kind of project that you’re proposing. Typically, it is better for teachers to obtain permission from their supervising principal or the head of the department to apply for Government grant programs. Following permission from your superiors, you ought to invite other teachers to participate who might like to help with your grant application. A good way to speed the process up and to add to your grant proposal is to create a grant writing team for the proposal. Additionally, applying early in the year for government funding will work for your benefit. First, at the first of the year there are more funds available. Secondly, if your grant proposal isn’t approved in time for the current year, you can add the project in the next school year.

Be sure to provide a list of all the things that will be necessary to implement the classroom project. This information should be thoroughly explained in the proposal. While government grants for classroom purposes were created to be an asset to students, it’s helpful to write a proposal that will create employment opportunities. You might consider hiring a few people that are qualified to help with the project. For example, your proposal could incorporate a summer program. You will have to assign an activity leader (if other than yourself) and an assistant or two. Creating employment opportunities has a positive effect on the Economy of the United States. Actually, it could increase your chances of getting chosen for free grants. Take into consideration, that it’s in the best interest of the government to help improve Education. As an educator, you have every right to apply for college grants for educational purposes and programs to improve the education of our children.

About the Author: Learn how to receive money to pay bills! GovernmentGrant.com will show you how to get available government grants to pay bills, regardless of cash flow, age or credit history! Go to this internet site for a free preview at http://www.governmentgrant.com right now! For even more information about college grants , click this link.

About the author: Mr. Lesko is a writer who has written and published numerous books about how to apply for Government grant programs. He wants to show you how you can do it too with information and advice on college grants.

Source: http://www.articlesbase.com/education-articles/government-grants-can-bring-hope-to-the-classroom-126927.html


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Free Grant Applications

Almost like free money, but it's not. | Flickr - Photo Sharing!

Wanted… Lazy People Who Want Free Grant Money From the Government!

Small business grants are often a hot topic among entrepreneurs with limited funds and access to capital.

Even though rumor has it that grant money is being given away for free every year by the government and other organizations, the truth is that most of these grants come with a variety of requirements and restrictions. Small Business Grants for New Entrepreneurs Government programs and private organizations don’t just give away small business grants to anyone who wants to start their own business.

If you’re a citizen of the United States, and want to go into business for yourself, you might need extra money to help you fund your new venture. Small business grants are the ideal way to fulfill your dreams of becoming a business owner.

Small business grants for women and minority persons are like a loan that you never have to repay. Small business grant money is made available by the federal government because it recognizes just how important small business is to the economy. In fact, the small business grant you need to start or expand your business may be available right in your own home state.

Locate a government small business grant, apply and before you know it you have the money to grow your cash-strapped business.
The process of finding a small business grant program and reviewing the requirements is time consuming. Do you have the time and resources to search for a small business grant program and apply?

If you do find a small business grant program available for your business, be ready to go through a lengthy, approval process.

The task of locating and applying for a small business grant is not for the faint at heart. Once you find a small business grant that has requirements you feel you can meet, you need to be prepared to go through a long process of applying for the grant and waiting to see if you’ve been approved.

Also remember that the federal government, through the SBA, does offer a fine array of very attractive loans to start or expand a small business.

If you want to take a look at the small business grants available, the best place to start is the Catalog of Federal Domestic Assistance (CFDA).

The federal and provincial governments give grants and loans to individuals wanting to start a business and to existing businesses wanting to expand. If you know the name of a particular government agency associated with your industry, you may find it useful to Search by Federal Partner or Agency.

Anyone thinking of about going into business for themselves, or wanting to expand an existing business should rush for the world’s largest “one-stop-money-shop” where free money to start or expand a business is being held for you by the Federal Government.

Check out what the world’s single largest provider of free business assistance provides each and every year. Over $30 billion dollars in free government grants for small business, 80 sources of federal government giveaways for entrepreneurs, over 3000 sources of state government giveaways and help for entrepreneurs with millions available in start up capital.

We hope whatever you find in this article is helpful, but be cautioned that it may not apply to your own situation, or be totally current at any given time.

Isn’t it time you got your share of that small business grant money to help your business get that jump into the future without the heavy debt that puts so many small businesses under.

About the author: Rather than simply reading about how others get free money, why don’t you get your own Free Grant Applications. Take this first step…you’ve waited long enough!?

Source: http://www.articlesbase.com/small-business-articles/wanted-lazy-people-who-want-free-grant-money-from-the-government-256763.html


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Women Grants

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Available Grants for Women – Grants for Women Review

Are you in need of available grants for women? You are more than likely not happy looking at your bank account because you apparently know that your current situation has an effect on it. You need extra money to use but there are not enough jobs because they are disappearing. Do you want your situation to improve? If so, you will need to find out all the available grants for women options that will help you in your current situation.

The US Government now has available grants for women for those in need of money now. There is plenty to go around but most people in your shoes might not know where they can get access to this free government money. Your situation probably has not been going very well for some time now and getting access to financial help will truly turn your life around. Turning your life around requires help and there is now available grants for women web page that assists you in getting the grants that you need. The government is basically now able to give you the help you need when it matters.
There is a risk free trial software that contains valuable information that shows you exactly what you need to know about where to get access to the available grants for women that might be available to you. It is basically a one on one course on how to find the free money that most people out there do not know about. After going through a software you will discover the correct steps to take to secure your first free paycheck. There is even an additional bonus within this product that gives you access to over 1500 other federal and private available grants for women.

There is a lot of free money that has not even been discovered yet and this free trial software will show you exactly the step-by-step process you need to access it. And to clarify, this is real available grants for women cash that is actually available out there. This is guaranteed money that you can use for anything and not have to worry about additional taxes on top of it.

There are tons of individuals just like you will have received money from available grants for women like these. A ton of satisfied people out there been able to bring their past due accounts to current and they were also able to build up a healthy savings account for any future emergencies that might happen in the near future.

You can easily see how you can turn your life around by having access to free money to help you out of your current financial situation. Do not let the economy bring you down and make you miserable until things get better.

About the author: Get Immediate Access To available grants for women Here.

Source: http://www.articlesbase.com/finance-articles/available-grants-for-women-grants-for-women-review-1447787.html


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